It can take up to five business days for money to show up in your account. Mobile Check Deposit will automatically be available on your app one business day after you receive your qualifying direct deposit. If it’s a gig economy payer, we also accept direct deposit payments that are Original Credit Transaction (OCT). For instance, you can deposit a check in the app if you’ve received at least $1 from an employer or payroll provider, a gig economy payer, or government payments (SSI benefits apply, but not tax refunds).Ĭhime accepts direct deposit payments that are automated clearing house (ACH) transfers. Follow the in-app prompts, which will walk you through the rest of the process.Īs a Chime member, your eligibility to use mobile check deposit is based on your direct deposit history.Open the Chime app, tap Move Money (at the bottom of your screen), then tap Mobile check deposit.Make sure it matches what’s on your Chime Checking Account exactly. Follow these steps to deposit a check through the Chime app:
